Terms and Conditions

licpolicytalks.com

Welcome to Lic Policy Talks! These Terms & Conditions govern your use of our website https://licpolicytalks.com.
By accessing our website, you agree to comply with these terms. ✅
If you do not agree, please discontinue use immediately. ❌

1. Website Use 🌐

This website provides financial knowledge and insights including LIC plans, insurance tips, stock market trends, and more. 💰📈
You must be at least 18 years old to use this site. 🔞
Please use this site for legal, ethical, and educational purposes only. ⚖️


2. Intellectual Property Rights ©️

All content (articles, logos, images, charts) belongs to Lic Policy Talks unless otherwise mentioned. 🖼️
You may not reproduce, redistribute, or alter our content without permission. 🚫✍️
Feel free to share our content with credit and a backlink to our site. 🔗💡


3. Financial Disclaimer ⚠️

We offer general financial information, not personalized financial or legal advice. 📚
Always consult a certified advisor or agent before making financial decisions. 👨‍💼👩‍💼
We strive for accuracy, but cannot guarantee all content is free from errors. 📉


4. Limitation of Liability 🚫

We’re not responsible for:

  • Losses from actions taken based on our content 💸
  • Investment decisions you make 🧾
  • Third-party products/services mentioned 🛍️

Use our site at your own risk.


5. External Links & Third-Party Tools 🔗

Our website may link to external platforms (insurance providers, government portals, affiliate partners).
We do not control their content or policies. 🧭
We may use:

  • Google Ads
  • Affiliate programs
  • Embedded tools (like premium calculators, policy portals)

You are encouraged to review third-party terms before use. ✅


6. User Conduct 🚦

Do not post spam, offensive content, or misleading information. 🙅‍♂️
We reserve the right to delete such content or restrict access without notice. 🔒
Any misuse or illegal activity will be reported and dealt with accordingly. ⛔


7. Affiliate Disclosure 💸

We participate in affiliate marketing programs and may earn commissions from qualified purchases. 🛒
This doesn’t cost you anything extra and helps support our content. 🤝
We only promote products/services we trust and believe add value. 🌟


8. Changes to These Terms 🔄

We may update these Terms & Conditions from time to time without notice. 📅
Please check back periodically. Continued use means you accept any changes. 🔁


9. Governing Law ⚖️

These terms are governed by the laws of India 🇮🇳
Any legal disputes will be handled under the jurisdiction of Alwar, Rajasthan courts. 🏛️


10. Contact Us 📩

Have questions or concerns? We’re here to help! 💬

📧 Email: [email protected]
🌐 Website: https://licpolicytalks.com

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